Buying Motor Insurance in Thailand is Easy

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Do you drive and own a car in Thailand? Car insurance prices can be much higher so it’s worth searching a little bit before buying or renewing. The cheapest car insurance is the only one you must compulsory buy. It’s called “compulsory third-party liability insurance” "CTPL" and you can find it from 645.21 baht depending on the type of vehicle you drive. This is a fixed price set by the Thai regulators and insures the very basic coverage. 

As for the comprehensive motor insurance, the premiums differ across the insurance companies. First thing you should do is to compare what is available in the market. There is a bunch of good tools available online like www.gluaygluay.com could be a good reference. They offer both online and telephone support with more than 15 good brands on their panel. Here are a number of well-known car insurance companies in Thailand: Krungthai Panich Insurance, Chartis, Muangthai, Bangkok Insurance, LMG, Allianz CP, Thaivivat, MSIG, Tokio Marine, Viriyah, Syn Mun Kong, KSK Insurance, Siam Commercial Samaggi, AXA, Mittare etc. 

A word of important advice always read well the small print and if you find anything too good to be true, call and speak to the brokers or insurers directly to get clarity.